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Flexible Payment Solutions

Choose the perfect payment plan that fits your financial journey

We understand that everyone's financial situation is unique. That's why we've created multiple payment options and customization tools to help you access our credit understanding services without breaking the bank.

Payment Flexibility Options

Gone are the days of rigid payment structures. Our flexible approach means you can adjust your payment schedule, amount, and frequency to match your income patterns and financial goals.

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Monthly Installments

Spread your payments over 6, 12, or 18 months with no additional fees. Perfect for those who prefer predictable monthly expenses.

  • Zero interest on installments
  • Skip one payment per year
  • Automatic payment adjustment
  • Early completion bonus
Get Started
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Income-Based Scaling

Your payments automatically adjust based on your reported income changes. Ideal for freelancers, contractors, and seasonal workers.

  • Payments scale with income
  • Quarterly income reviews
  • Minimum payment protection
  • Seasonal adjustment options
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Milestone Payments

Pay as you progress through our program. Only pay for the next module when you're ready to advance.

  • Pay per module completion
  • Self-paced progression
  • No upfront commitments
  • Achievement-based discounts
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Customization Tools

Our payment customization platform puts you in control. Adjust your payment structure in real-time, set up automatic adjustments, and create a payment plan that evolves with your financial situation.

Available Customizations

Payment Date Flexibility

Choose any date of the month that aligns with your paycheck schedule

Amount Adjustments

Increase or decrease payment amounts with 48-hour notice

Frequency Options

Switch between weekly, bi-weekly, monthly, or quarterly payments

Emergency Pauses

Temporarily pause payments during financial hardship with no penalties

Payment Calculator

Customize your payment plan

Your Payment Plan

.50/month

Corporate & Group Packages

Empower your entire team with financial literacy

Whether you're a small business owner looking to help your employees understand credit better, or a large corporation implementing financial wellness programs, our group packages offer significant savings and enhanced features designed for organizational success.

Small Team

per person/month
  • 5-15 team members
  • Basic credit modules
  • Monthly group sessions
  • Progress tracking dashboard
  • Email support
Choose Small Team

Enterprise

per person/month
  • 50+ team members
  • Full financial wellness program
  • Dedicated success manager
  • Custom integration options
  • On-site training available
  • Quarterly strategy reviews
Choose Enterprise

"The group discount made it possible for our entire 35-person team to access lurnavoagency's credit education program. The financial literacy skills our employees gained have been invaluable, and we've seen a noticeable improvement in workplace stress levels related to personal finances."

Marcus Chen
HR Director, TechFlow Solutions